Test
Understanding credit and credit scores
This classroom material helps 11th-grade students practice understanding credit concepts through questions on credit scores, good habits, and interest calculation, as well as sequencing steps related to credit card payments. Students engage with multiple-choice, fill-in-the-blank, and ordering activities to reinforce key financial literacy topics.
By Edform · Economics and personal finance · Grade 11 · Published Oct 15, 2026 · New
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Questions
- Which factor has the greatest impact on your credit score?
- Which of the following are considered good credit habits?
- Fill in the blank with the correct term: The amount of interest you pay on a credit card is determined by the card’s ___.
- Put these steps in the correct order for what happens if you only make the minimum payment on your credit card each month.
- Choose the correct answer: A credit score is a number that represents a person's ___ and helps lenders decide whether to offer credit.
- Match each credit term to its correct definition.
- Sort the following behaviors into 'Good Credit Habits' and 'Bad Credit Habits'.
- If you have a credit card balance of $1,000 and your APR is 18%, how much interest would you pay in one year if you made no payments? (Round to the nearest dollar.)
- Mark each statement as True or False about credit cards and credit scores.
- What is the typical range of credit scores in the United States? (Give the lowest and highest numbers.)
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